:root{--font-sans: "Plus Jakarta Sans", "SF Pro Text", "Segoe UI", system-ui, -apple-system, BlinkMacSystemFont, Roboto, sans-serif;--color-bg: #f3f6f9;--color-bg-accent: #e6f4f1;--color-surface: #ffffff;--color-surface-muted: #f8fafc;--color-surface-elevated: rgba(255, 255, 255, .88);--color-text: #0c1222;--color-text-muted: #4b5568;--color-text-subtle: #7b8499;--color-primary: #0d9488;--color-primary-hover: #0f766e;--color-primary-soft: #ecfdf8;--color-accent: #0369a1;--color-accent-soft: #e0f2fe;--color-savings: #059669;--color-savings-soft: #ecfdf5;--color-border: rgba(12, 18, 34, .08);--color-border-strong: rgba(12, 18, 34, .14);--color-success: #047857;--color-success-soft: #ecfdf5;--color-warning-soft: #fff7ed;--color-danger: #b91c1c;--color-danger-soft: #fef2f2;--color-info: #2563eb;--color-info-soft: #eff6ff;--color-info-icon-bg: #dbeafe;--color-info-icon-fg: #1d4ed8;--radius-sm: 10px;--radius-md: 16px;--radius-lg: 22px;--radius-xl: 28px;--radius-pill: 999px;--shadow-xs: 0 1px 2px rgba(12, 18, 34, .05);--shadow-sm: 0 6px 20px rgba(12, 18, 34, .07);--shadow-md: 0 16px 40px rgba(12, 18, 34, .1);--shadow-glow: 0 20px 50px rgba(13, 148, 136, .14);--header-height: 3.75rem;--bottom-nav-height: 4.25rem;--content-max: 52rem;--content-wide: 68rem;--space-1: .25rem;--space-2: .5rem;--space-3: .75rem;--space-4: 1rem;--space-5: 1.25rem;--space-6: 1.5rem;--space-8: 2rem;--safe-top: env(safe-area-inset-top, 0px);--safe-bottom: env(safe-area-inset-bottom, 0px);--safe-left: env(safe-area-inset-left, 0px);--safe-right: env(safe-area-inset-right, 0px);font-family:var(--font-sans);line-height:1.55;color:var(--color-text);background:var(--color-bg);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-height:100vh;user-select:none;-webkit-user-select:none;-webkit-touch-callout:none;background:radial-gradient(ellipse 80% 50% at 0% -10%,rgba(13,148,136,.12),transparent 55%),radial-gradient(ellipse 60% 40% at 100% 0%,rgba(3,105,161,.08),transparent 50%),var(--color-bg)}@media(prefers-color-scheme:dark){:root{--color-bg: #0a1018;--color-bg-accent: #0f1f1e;--color-surface: #121a24;--color-surface-muted: #1a2430;--color-surface-elevated: rgba(18, 26, 36, .92);--color-text: #f1f5f9;--color-text-muted: #94a3b8;--color-text-subtle: #64748b;--color-primary: #2dd4bf;--color-primary-hover: #5eead4;--color-primary-soft: rgba(45, 212, 191, .12);--color-accent-soft: rgba(56, 189, 248, .12);--color-savings-soft: rgba(52, 211, 153, .12);--color-info: #38bdf8;--color-info-soft: rgba(56, 189, 248, .1);--color-info-icon-bg: rgba(56, 189, 248, .16);--color-info-icon-fg: #7dd3fc;--color-border: rgba(241, 245, 249, .08);--color-border-strong: rgba(241, 245, 249, .14);--shadow-xs: 0 1px 2px rgba(0, 0, 0, .25);--shadow-sm: 0 6px 20px rgba(0, 0, 0, .35);--shadow-md: 0 16px 40px rgba(0, 0, 0, .45);--shadow-glow: 0 20px 50px rgba(45, 212, 191, .12)}body{background:radial-gradient(ellipse 80% 50% at 0% -10%,rgba(45,212,191,.1),transparent 55%),radial-gradient(ellipse 60% 40% at 100% 0%,rgba(56,189,248,.06),transparent 50%),var(--color-bg)}.action-card,.card,.login-card__panel,.dashboard-hero,.profile-hero{color-scheme:dark}}img,svg{display:block}a{color:var(--color-primary);text-decoration-thickness:1px;text-underline-offset:.15em}a:hover{color:var(--color-primary-hover)}button,input,select,textarea{font:inherit}input,textarea,select{user-select:text;-webkit-user-select:text;-webkit-touch-callout:default}button{-webkit-tap-highlight-color:transparent;touch-action:manipulation}:focus-visible{outline:2px solid var(--color-primary);outline-offset:2px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.sr-only-focusable:focus,.sr-only-focusable:focus-visible,.skip-link:focus,.skip-link:focus-visible{position:fixed;top:var(--space-3);left:var(--space-3);z-index:10000;width:auto;height:auto;margin:0;padding:var(--space-3) var(--space-4);overflow:visible;clip:auto;white-space:normal;background:var(--color-surface);color:var(--color-text);border:2px solid var(--color-primary);border-radius:var(--radius-sm);box-shadow:var(--shadow-md);font-weight:600;text-decoration:none}.skip-link:not(:focus):not(:focus-visible){position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}@media(prefers-contrast:more){:root{--color-border: rgba(12, 18, 34, .22);--color-border-strong: rgba(12, 18, 34, .38);--color-text-muted: #374151}:focus-visible{outline-width:3px;outline-offset:3px}.profile-choice__chip--selected,.language-picker__option--selected,.tone-switch__option--selected{border:2px solid var(--color-primary)}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}.app-shell{min-height:100vh;min-height:100dvh;display:flex;flex-direction:column}.app-header{position:sticky;top:0;z-index:40;padding-top:var(--safe-top);background:var(--color-surface-elevated);border-bottom:1px solid var(--color-border);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px)}.app-header__inner{display:flex;align-items:center;gap:var(--space-4);min-height:var(--header-height);padding:var(--space-2) calc(var(--space-4) + var(--safe-right)) var(--space-2) calc(var(--space-4) + var(--safe-left))}.brand{display:inline-flex;align-items:center;gap:var(--space-3);min-width:0;text-decoration:none;color:inherit}.brand__mark{display:grid;place-items:center;width:2.35rem;height:2.35rem;border-radius:12px;background:linear-gradient(145deg,#14b8a6,#0d9488);color:#fff;box-shadow:var(--shadow-xs);flex-shrink:0}.brand__mark-svg{width:1.35rem;height:1.35rem}.brand__text{display:flex;flex-direction:column;min-width:0}.brand__name{font-size:.98rem;font-weight:700;letter-spacing:-.02em;line-height:1.1}.brand__tag{font-size:.72rem;color:var(--color-text-muted);line-height:1.2}@media(max-width:63.99rem){.brand__tag{display:none}}.app-nav{display:flex;align-items:center;gap:var(--space-1);flex:1}.app-nav--desktop{display:none}.app-nav__link{padding:.55rem .85rem;border-radius:var(--radius-pill);color:var(--color-text-muted);font-size:.92rem;font-weight:500;text-decoration:none;transition:background-color .15s ease,color .15s ease}.app-nav__link:hover{color:var(--color-text);background:#0d948814}.app-nav__link.is-active{color:var(--color-primary);background:var(--color-primary-soft)}.app-header__actions{display:flex;align-items:center;gap:var(--space-2);margin-left:auto}.btn-icon{display:inline-grid;place-items:center;min-width:2.75rem;min-height:2.75rem;padding:0;border:1px solid var(--color-border);border-radius:12px;background:var(--color-surface);color:var(--color-text);cursor:pointer}.btn-icon svg{width:1.25rem;height:1.25rem}.language-picker--desktop{display:none}.account-menu{position:relative;display:none}.account-menu__panel{position:absolute;top:calc(100% + .35rem);right:0;z-index:50;display:grid;gap:var(--space-1);min-width:12rem;padding:.35rem;border:1px solid var(--color-border);border-radius:var(--radius-md);background:var(--color-surface-elevated);box-shadow:var(--shadow-md)}.account-menu__link,.account-menu__logout{display:flex;align-items:center;gap:var(--space-3);width:100%;min-height:2.75rem;padding:.65rem .85rem;border:none;border-radius:var(--radius-sm);background:transparent;color:var(--color-text);font:inherit;font-weight:500;text-align:left;text-decoration:none;cursor:pointer}.account-menu__link:hover,.account-menu__logout:hover{background:var(--color-surface-muted)}.account-menu__link.is-active{background:var(--color-primary-soft);color:var(--color-primary)}.account-menu__logout{margin-top:var(--space-1);border-top:1px solid var(--color-border);border-radius:0 0 var(--radius-sm) var(--radius-sm)}.account-menu__icon{display:inline-grid;place-items:center;width:1.25rem;height:1.25rem}.account-menu__icon svg{width:100%;height:100%}.app-more-menu__backdrop{position:fixed;inset:0;bottom:calc(var(--bottom-nav-height) + var(--safe-bottom));z-index:34;border:none;background:#0f172a59;cursor:pointer}.app-more-menu{position:fixed;left:0;right:0;bottom:calc(var(--bottom-nav-height) + var(--safe-bottom));z-index:35;display:grid;gap:var(--space-1);max-height:min(70dvh,28rem);overflow-y:auto;padding:var(--space-3) calc(var(--space-4) + var(--safe-right)) var(--space-3) calc(var(--space-4) + var(--safe-left));border-top:1px solid var(--color-border);background:var(--color-surface-elevated);box-shadow:var(--shadow-lg)}.app-more-menu__link{display:flex;align-items:center;gap:var(--space-3);min-height:2.75rem;padding:.65rem .85rem;border-radius:var(--radius-md);color:var(--color-text);font-weight:500;text-decoration:none}.app-more-menu__link.is-active{background:var(--color-primary-soft);color:var(--color-primary)}.app-more-menu__icon{display:inline-grid;place-items:center;width:1.25rem;height:1.25rem}.app-more-menu__icon svg{width:100%;height:100%}.app-more-menu__language{display:flex;align-items:center;justify-content:space-between;gap:var(--space-3);min-height:2.75rem;margin-top:var(--space-1);padding:.65rem .85rem;border-top:1px solid var(--color-border);overflow:visible}.app-more-menu__language .language-picker__menu{top:auto;bottom:calc(100% + .35rem)}.app-more-menu__language-label{font-size:.92rem;font-weight:500;color:var(--color-text)}.app-more-menu__logout{display:flex;align-items:center;gap:var(--space-3);width:100%;min-height:2.75rem;padding:.65rem .85rem;border:none;border-top:1px solid var(--color-border);border-radius:var(--radius-md);background:transparent;color:var(--color-text);font:inherit;font-weight:500;text-align:left;cursor:pointer}.app-more-menu__logout:hover{background:var(--color-surface-muted)}.app-main{flex:1;width:100%;max-width:calc(var(--content-max) + var(--space-8));margin:0 auto;padding:var(--space-5) calc(var(--space-4) + var(--safe-right)) calc(var(--bottom-nav-height) + var(--safe-bottom) + var(--space-6)) calc(var(--space-4) + var(--safe-left))}.app-bottom-nav{position:fixed;left:0;right:0;bottom:0;z-index:30;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:var(--space-1);min-height:calc(var(--bottom-nav-height) + var(--safe-bottom));padding:var(--space-2) calc(var(--space-3) + var(--safe-right)) calc(var(--space-2) + var(--safe-bottom)) calc(var(--space-3) + var(--safe-left));background:var(--color-surface-elevated);border-top:1px solid var(--color-border);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px)}.app-bottom-nav__link,.app-bottom-nav__more{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.15rem;min-height:2.75rem;min-width:2.75rem;padding:.35rem .25rem;border-radius:var(--radius-md);color:var(--color-text-muted);font-size:.68rem;font-weight:600;letter-spacing:.01em;text-decoration:none}.app-bottom-nav__more{border:none;background:transparent;font:inherit;cursor:pointer}.app-bottom-nav__link.is-active,.app-bottom-nav__more.is-active{color:var(--color-primary);background:#0d94881a}.app-bottom-nav__icon{display:inline-grid;place-items:center;width:1.35rem;height:1.35rem}.app-bottom-nav__icon svg{width:100%;height:100%}@media(min-width:768px){.app-nav--desktop{display:flex}.language-picker--desktop,.account-menu{display:block}.app-more-menu,.app-more-menu__backdrop,.app-bottom-nav{display:none}.app-main{padding-bottom:var(--space-8)}}@media(min-width:768px)and (max-width:79.99rem){.language-picker--compact-md .language-picker__current,.language-picker--compact-md .language-picker__chevron{display:none}.language-picker--compact-md .language-picker__trigger{padding-right:.45rem}}@media(min-width:960px){.app-main{max-width:calc(var(--content-wide) + var(--space-8));padding-top:var(--space-8);padding-left:calc(var(--space-6) + var(--safe-left));padding-right:calc(var(--space-6) + var(--safe-right))}}.page{display:flex;flex-direction:column;gap:var(--space-5)}.page-header{display:flex;flex-direction:column;gap:var(--space-2)}.page-header h1{margin:0;font-size:clamp(1.65rem,4vw,2.15rem);line-height:1.15;letter-spacing:-.03em}.page-header__lead{margin:0;max-width:42rem;color:var(--color-text-muted);font-size:.98rem}.question-detail__header{flex-direction:row;flex-wrap:wrap;align-items:flex-start;justify-content:space-between;gap:var(--space-3)}.question-detail__header h1{flex:1 1 auto;min-width:min(100%,12rem)}.question-detail-support-link{flex-shrink:0;font-size:.875rem;white-space:nowrap}.page-center{display:flex;align-items:center;justify-content:center;min-height:100dvh;padding:var(--space-6) calc(var(--space-4) + var(--safe-right)) calc(var(--space-8) + var(--safe-bottom)) calc(var(--space-4) + var(--safe-left))}.login-layout{display:grid;gap:var(--space-6);width:min(100%,56rem);align-items:stretch}.login-card__panel{display:none}.login-card{width:min(100%,26rem);padding:var(--space-6);border:1px solid var(--color-border);border-radius:var(--radius-xl);background:var(--color-surface);box-shadow:var(--shadow-md)}.login-card .brand{margin-bottom:var(--space-5)}.login-card h1{margin:0 0 var(--space-3);font-size:1.75rem;letter-spacing:-.03em}.login-card p{margin:0 0 var(--space-5);color:var(--color-text-muted)}.login-form{display:grid;gap:var(--space-1)}.login-mode-toggle{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--space-2);margin-bottom:var(--space-4)}.login-form .error-banner{margin-bottom:var(--space-2)}.login-form__actions{display:grid;gap:var(--space-2)}.password-rules{list-style:none;margin:0 0 var(--space-3);padding:0;display:grid;gap:.35rem}.password-rules__item{display:flex;align-items:center;gap:.5rem;color:var(--color-text-muted);font-size:.88rem}.password-rules__item:before{content:"○";color:var(--color-border-strong)}.password-rules__item.is-met{color:var(--color-success)}.password-rules__item.is-met:before{content:"✓";color:var(--color-success)}.login-benefits{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:var(--space-4)}.login-benefit{display:flex;gap:var(--space-4);align-items:flex-start}.login-benefit__icon{display:grid;place-items:center;width:2.5rem;height:2.5rem;border-radius:12px;background:var(--color-primary-soft);color:var(--color-primary);flex-shrink:0}.login-benefit__icon svg{width:1.25rem;height:1.25rem}.login-benefit__title{margin:0 0 .2rem;font-size:1rem;font-weight:700;letter-spacing:-.02em}.login-benefit__desc{margin:0;font-size:.92rem;color:var(--color-text-muted);line-height:1.5}@media(min-width:900px){.login-layout{grid-template-columns:minmax(0,1.15fr) minmax(18rem,.85fr);gap:var(--space-8)}.login-card__panel{display:flex;flex-direction:column;justify-content:center;gap:var(--space-6);padding:var(--space-8);border:1px solid var(--color-border);border-radius:var(--radius-xl);background:linear-gradient(155deg,rgba(13,148,136,.1) 0%,transparent 42%),var(--color-surface);box-shadow:var(--shadow-sm)}.login-card__panel h2{margin:0;font-size:clamp(1.65rem,3vw,2.25rem);line-height:1.15;letter-spacing:-.03em}.login-card__panel-lead{margin:0;color:var(--color-text-muted);font-size:1rem;line-height:1.55;max-width:28rem}.page-center.login-page{align-items:stretch}.page-center.login-page .login-layout{align-self:center;margin-top:auto;margin-bottom:auto}.login-card{width:100%;align-self:center}}.back-link{display:inline-flex;align-items:center;gap:var(--space-2);margin:0;font-size:.92rem;font-weight:500;text-decoration:none}.card{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-md);padding:var(--space-5);margin-bottom:var(--space-4);box-shadow:var(--shadow-xs)}.card:last-child{margin-bottom:0}.card h2,.card h3{margin:0 0 var(--space-3);font-size:1.05rem;letter-spacing:-.02em}.card-grid{display:grid;gap:var(--space-4)}@media(min-width:640px){.card-grid--2{grid-template-columns:repeat(2,minmax(0,1fr))}}.action-card{display:flex;flex-direction:column;gap:var(--space-2);min-height:7.5rem;padding:var(--space-5);border:1px solid var(--color-border);border-radius:var(--radius-md);background:linear-gradient(180deg,var(--color-surface),var(--color-surface-muted));box-shadow:var(--shadow-xs);text-decoration:none;color:inherit;transition:transform .15s ease,box-shadow .15s ease,border-color .15s ease}.action-card:hover{transform:translateY(-2px);border-color:#0d948847;box-shadow:var(--shadow-sm);color:inherit}.action-card--featured{border-color:#0d948838;background:linear-gradient(145deg,rgba(13,148,136,.08) 0%,transparent 55%),var(--color-surface)}.action-card__icon{display:inline-grid;place-items:center;width:2.25rem;height:2.25rem;border-radius:12px;background:var(--color-primary-soft);color:var(--color-primary)}.action-card__icon svg{width:1.15rem;height:1.15rem}.action-card__title{margin:0;font-size:1rem;font-weight:650;letter-spacing:-.02em}.action-card__desc{margin:0;color:var(--color-text-muted);font-size:.9rem}.profile-card{display:grid;gap:var(--space-3)}.profile-card__name{margin:0;font-size:1.1rem;font-weight:650}.profile-card__cta{margin:0;font-size:.95rem}.profile-page{gap:var(--space-5);max-width:var(--content-max)}.profile-hero{position:relative;overflow:hidden;padding:var(--space-6) var(--space-5);border:1px solid rgba(13,148,136,.2);border-radius:var(--radius-xl);background:linear-gradient(135deg,rgba(13,148,136,.1) 0%,rgba(3,105,161,.06) 48%,transparent 100%),var(--color-surface);box-shadow:var(--shadow-glow)}.profile-hero:before{content:"";position:absolute;inset:-30% auto auto -15%;width:55%;height:120%;background:radial-gradient(circle,rgba(13,148,136,.16),transparent 68%);pointer-events:none}.profile-hero>*{position:relative}.profile-hero__eyebrow{display:inline-flex;align-items:center;margin:0 0 var(--space-3);padding:.35rem .75rem;border-radius:var(--radius-pill);background:var(--color-primary-soft);color:var(--color-primary);font-size:.78rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase}.profile-hero h1{margin:0 0 var(--space-2);font-size:clamp(1.75rem,4.5vw,2.25rem);line-height:1.12;letter-spacing:-.035em}.profile-hero__lead{margin:0;max-width:40rem;color:var(--color-text-muted);font-size:1rem;line-height:1.55}.profile-benefit-card{display:flex;gap:var(--space-4);align-items:flex-start;margin:0;padding:var(--space-4) var(--space-5);background:linear-gradient(145deg,rgba(13,148,136,.08) 0%,transparent 55%),var(--color-primary-soft);border-color:#0d948838}.profile-benefit-card p{margin:0;line-height:1.55;color:var(--color-text);font-size:.95rem}.profile-benefit-card__icon{display:grid;place-items:center;width:2.5rem;height:2.5rem;border-radius:12px;background:var(--color-surface);color:var(--color-primary);flex-shrink:0;box-shadow:var(--shadow-xs)}.profile-benefit-card__icon svg{width:1.25rem;height:1.25rem}.profile-form{display:flex;flex-direction:column;gap:var(--space-4)}.profile-section{padding:var(--space-5);margin:0}.profile-section__header{display:flex;gap:var(--space-4);align-items:flex-start;margin-bottom:var(--space-5)}.profile-section__icon{display:grid;place-items:center;width:2.5rem;height:2.5rem;border-radius:12px;background:var(--color-primary-soft);color:var(--color-primary);flex-shrink:0}.profile-section__icon svg{width:1.25rem;height:1.25rem}.profile-section__title{margin:0 0 .25rem;font-size:1.1rem;font-weight:700;letter-spacing:-.02em}.profile-section__desc{margin:0;color:var(--color-text-muted);font-size:.9rem;line-height:1.5}.profile-section__body{display:flex;flex-direction:column;gap:var(--space-1)}.profile-field-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:0 var(--space-4)}@media(min-width:640px){.profile-field-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}.profile-field--full{grid-column:1 / -1}.profile-field{margin-bottom:var(--space-3)}.profile-field__label{font-size:.88rem;font-weight:650;color:var(--color-text);letter-spacing:-.01em}.profile-control{width:100%;min-height:2.85rem;padding:.75rem .95rem;border-radius:12px;border:1px solid var(--color-border-strong);background:var(--color-surface-muted);color:var(--color-text);font:inherit;transition:border-color .15s ease,box-shadow .15s ease,background-color .15s ease}.profile-control::placeholder{color:var(--color-text-subtle)}.profile-control:hover{border-color:#0d948859}.profile-control:focus{border-color:var(--color-primary);background:var(--color-surface);box-shadow:0 0 0 3px #0d94882e}.profile-control:focus-visible{outline:2px solid var(--color-primary);outline-offset:2px}.profile-control--textarea{min-height:6.5rem;line-height:1.5;resize:vertical}.profile-input-suffix{position:relative}.profile-input-suffix .profile-control{padding-right:2.75rem}.profile-input-suffix__unit{position:absolute;right:.95rem;top:50%;transform:translateY(-50%);color:var(--color-text-subtle);font-size:.88rem;font-weight:600;pointer-events:none}.profile-choice{border:none;margin:0 0 var(--space-4);padding:0}.profile-choice__legend{font-size:.88rem;font-weight:650;padding:0;margin-bottom:var(--space-2);letter-spacing:-.01em}.profile-choice__hint{margin:0 0 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0;font-size:.84rem}.insurance-portfolio-hero__cta{justify-self:start}.insurance-unlocks{display:grid;gap:var(--space-4);padding:var(--space-5)}.insurance-unlocks__header{display:grid;gap:.25rem}.insurance-unlocks__title{margin:0;font-size:1rem;font-weight:700}.insurance-unlocks__lead{margin:0;font-size:.88rem}.insurance-unlocks__list{display:grid;gap:var(--space-2);margin:0;padding:0;list-style:none}.insurance-unlocks__item{border:1px solid var(--color-border);border-radius:var(--radius-md);background:#ffffff05;transition:border-color .15s ease,background .15s ease}.insurance-unlocks__item--done{border-color:#0d94883d;background:#0d94880f}.insurance-unlocks__link{display:grid;grid-template-columns:auto 1fr;gap:var(--space-3);align-items:center;padding:var(--space-3) 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.15rem;font-size:.92rem;font-weight:650}.insurance-onboarding-steps__desc{margin:0;font-size:.84rem;line-height:1.45}.insurances-overview-section{display:grid;gap:var(--space-2);margin-top:var(--space-2)}.insurances-overview-section__title{margin:0;font-size:1.05rem;font-weight:750;letter-spacing:-.02em}.insurances-overview-section__lead{margin:0;font-size:.88rem;line-height:1.5;max-width:42rem}.insurances-empty{display:flex;flex-direction:column;align-items:flex-start;gap:var(--space-4);padding:var(--space-6)}@media(max-width:639px){.insurance-portfolio-hero__inner{padding:var(--space-4)}.insurance-portfolio-hero__cta{width:100%;justify-self:stretch;text-align:center}.insurance-unlocks{gap:var(--space-3);padding:var(--space-3)}.insurance-unlocks__header{gap:.15rem}.insurance-unlocks__title{font-size:.92rem}.insurance-unlocks__lead{font-size:.8rem;line-height:1.45}.insurance-unlocks__list{gap:.35rem}.insurance-unlocks__item{border-radius:var(--radius-sm)}.insurance-unlocks__link{gap:var(--space-2);padding:var(--space-2) 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ease}@media(prefers-reduced-motion:no-preference){.policy-overview-card__surface:hover{border-color:#0d948838;box-shadow:var(--shadow-sm);transform:translateY(-1px)}}.policy-overview-card__identity{display:flex;align-items:flex-start;gap:var(--space-3);min-width:0}.policy-overview-card__mark{flex:0 0 auto}.policy-overview-card__mark .company-logo--lg{width:3.25rem;height:3.25rem;border-radius:var(--radius-md);box-shadow:var(--shadow-xs)}.policy-overview-card__title-wrap{display:flex;flex-direction:column;gap:var(--space-2);min-width:0;flex:1}.policy-overview-card__title{margin:0;font-size:1.05rem;font-weight:750;letter-spacing:-.02em;line-height:1.3}.policy-overview-card__badges{display:flex;flex-wrap:wrap;align-items:center;gap:var(--space-2)}.policy-overview-card__badges .badge{margin-left:0}.policy-overview-card__details{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--space-3);margin:0;padding:var(--space-3) 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auto;grid-template-areas:"identity details actions";align-items:center;gap:var(--space-5) var(--space-6);padding:var(--space-4) var(--space-5)}.policy-overview-card__identity{grid-area:identity;align-items:center}.policy-overview-card__details{grid-area:details;grid-template-columns:repeat(2,minmax(6.5rem,1fr));gap:var(--space-4) var(--space-5);padding:var(--space-3) var(--space-4);max-width:22rem;justify-self:center}.policy-overview-card__actions{grid-area:actions;flex-direction:column;align-items:stretch;min-width:7.5rem;justify-self:end}.policy-overview-card__action{width:100%;white-space:nowrap}}@media(max-width:479px){.policy-overview-card__actions{display:grid;grid-template-columns:1fr 1fr}.policy-overview-card__action{width:100%;min-height:2.75rem}}.wizard-shell{padding-bottom:calc(var(--bottom-nav-height) + var(--space-8))}.wizard-shell__header{margin-bottom:var(--space-6)}.wizard-shell__title{margin:var(--space-3) 0 var(--space-1);font-size:1.5rem}.wizard-shell__subtitle{margin:0}.wizard-progress{margin:0 0 var(--space-2);font-size:.875rem}.wizard-progress__bar{height:.35rem;border-radius:var(--radius-pill);background:var(--color-border);overflow:hidden}.wizard-progress__fill{display:block;height:100%;border-radius:inherit;background:var(--color-primary);transition:width .2s ease}.wizard-step{margin-bottom:var(--space-6)}.wizard-actions{position:sticky;bottom:calc(var(--bottom-nav-height) + var(--safe-bottom));display:grid;grid-template-columns:1fr 1fr;gap:var(--space-3);padding:var(--space-4) 0;background:linear-gradient(to top,var(--color-bg) 70%,transparent);z-index:2}.wizard-date-step{padding:var(--space-5);border:1px solid var(--color-border);border-radius:var(--radius-md);background:linear-gradient(165deg,rgba(13,148,136,.05),transparent 55%),var(--color-surface-muted)}.wizard-date-step .wizard-picker__lead{margin-bottom:var(--space-5);font-size:.95rem;line-height:1.55}.wizard-date-step__note{margin:var(--space-3) 0 0}.wizard-date-step__resolved{margin:var(--space-4) 0 0;padding:var(--space-3) var(--space-4);border:1px solid var(--color-border);border-radius:var(--radius-sm);background:var(--color-surface)}.wizard-date-step__resolved-row{display:flex;flex-direction:column;gap:var(--space-1)}.wizard-date-step__resolved-row dt,.wizard-date-step__resolved-row dd{margin:0}.wizard-date-field{display:flex;flex-direction:column;gap:var(--space-2);margin:0;cursor:pointer}.wizard-date-field__label{font-size:.875rem;font-weight:600;color:var(--color-text-muted)}.wizard-date-field__control{position:relative;display:flex;align-items:stretch;width:100%}.wizard-date-field__control input[type=date]{position:relative;width:100%;min-height:3rem;margin:0;padding:.75rem 3rem .75rem 1rem;border-radius:var(--radius-md);border:1px solid 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input[type=date]::-webkit-datetime-edit-fields-wrapper{padding:0}.wizard-date-field__icon{position:absolute;right:1rem;top:50%;width:1.25rem;height:1.25rem;transform:translateY(-50%);color:var(--color-text-subtle);pointer-events:none}.wizard-picker__lead{margin:0 0 var(--space-4)}.wizard-picker__substep-back{margin:0 0 var(--space-3)}.wizard-picker__list{list-style:none;margin:var(--space-4) 0 0;padding:0;display:flex;flex-direction:column;gap:var(--space-2)}.wizard-picker__groups{display:flex;flex-direction:column;gap:var(--space-5)}.wizard-picker__group+.wizard-picker__group{padding-top:var(--space-5);border-top:1px solid var(--color-border)}.wizard-picker__group-heading{margin:0 0 var(--space-3);font-size:.78rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--color-text-subtle)}.wizard-picker__option{width:100%;display:flex;align-items:center;gap:var(--space-3);text-align:left;padding:var(--space-4);border:1px solid 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var(--color-border)}.company-logo--sm{width:2rem;height:2rem}.company-logo--md{width:2.5rem;height:2.5rem}.company-logo--lg{width:3rem;height:3rem}.company-logo__img{width:100%;height:100%;object-fit:contain;display:block}.company-logo--fallback{background:var(--color-primary-soft);color:var(--color-primary)}.company-logo__initials{font-size:.75rem;font-weight:700;letter-spacing:.02em}.category-icon{display:inline-flex;align-items:center;justify-content:center;width:2rem;height:2rem;border-radius:var(--radius-sm);background:var(--color-accent-soft);color:var(--color-accent)}.category-icon__svg{width:1.125rem;height:1.125rem}.review-banner__list li{display:flex;align-items:center;gap:var(--space-3)}.covers-group__label{display:flex;align-items:center;gap:var(--space-2)}.covers-group__icon{width:1.75rem;height:1.75rem}.cover-chip__category-icon{width:1.5rem;height:1.5rem;flex:0 0 auto}.cover-chip__category-icon .category-icon__svg{width:.95rem;height:.95rem}.plan-card-grid{list-style:none;margin:var(--space-4) 0 0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(10rem,1fr));gap:var(--space-3)}.plan-card{display:flex;flex-direction:column;align-items:flex-start;gap:var(--space-2);width:100%;min-height:5.5rem;padding:var(--space-4);border:1px solid var(--color-border);border-radius:var(--radius-md);background:var(--color-surface);font:inherit;text-align:left;cursor:pointer;transition:border-color .15s ease,box-shadow .15s ease}.plan-card:hover{border-color:var(--color-border-strong)}.plan-card--selected{border-color:var(--color-primary);box-shadow:var(--shadow-glow);background:var(--color-primary-soft)}.plan-card__name{font-weight:600}.plan-card__price{font-size:.875rem}.wizard-review{padding:var(--space-5)}.wizard-review__list{margin:0;display:flex;flex-direction:column;gap:var(--space-3)}.wizard-review__row{display:flex;flex-direction:column;gap:var(--space-1)}.wizard-review__row dt,.wizard-review__row dd{margin:0}@media(min-width:768px){.wizard-shell{width:min(100%,36rem);margin-inline:auto;gap:0;padding:var(--space-6);border:1px solid var(--color-border);border-radius:var(--radius-xl);background:linear-gradient(165deg,rgba(13,148,136,.05),transparent 42%),var(--color-surface);box-shadow:var(--shadow-md);padding-bottom:var(--space-6)}.wizard-shell__header{margin-bottom:var(--space-5);padding-bottom:var(--space-5);border-bottom:1px solid var(--color-border)}.wizard-step{margin-bottom:0;padding-top:var(--space-5)}.wizard-date-step{background:var(--color-surface);border-color:#0d948829;box-shadow:var(--shadow-xs)}.wizard-date-field__control{max-width:none}.wizard-date-field__control input[type=date]{min-height:3.25rem;font-size:1.05rem}.wizard-shell .wizard-review.card{margin-bottom:0;border:none;box-shadow:none;background:var(--color-surface-muted)}.wizard-actions{position:static;background:none;max-width:none;margin-left:0;margin-top:var(--space-6);padding-top:var(--space-5);padding-bottom:0;border-top:1px solid var(--color-border)}}.site-footer{display:flex;flex-direction:column;align-items:center;gap:var(--space-2);padding:var(--space-4) calc(var(--space-4) + var(--safe-right)) var(--space-4) calc(var(--space-4) + var(--safe-left));border-top:1px solid var(--color-border);color:var(--color-text-subtle);text-align:center;flex-shrink:0}.site-footer__inner{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:.45rem}.site-footer__separator{color:var(--color-text-muted);font-size:.88rem;line-height:1}.app-shell .site-footer{margin-top:auto;padding-bottom:calc(var(--bottom-nav-height) + var(--safe-bottom) + var(--space-3))}.site-footer__nav{display:flex;flex-wrap:wrap;justify-content:center;gap:var(--space-3)}.site-footer__nav a{font-size:.88rem;font-weight:600;color:var(--color-text-muted);text-decoration:none}.site-footer__nav a:hover{color:var(--color-primary)}.site-footer__copyright{font-size:.78rem}.release-tag--footer{font-size:.78rem;font-weight:600;font-variant-numeric:tabular-nums;letter-spacing:.02em;color:var(--color-text-muted);-webkit-user-select:none;user-select:none}.login-page .login-layout{flex:1;align-self:center;align-content:center}.login-page .site-footer{width:100%;max-width:none;margin:auto 0 0}.legal-page{min-height:100vh;min-height:100dvh;display:flex;flex-direction:column;padding:var(--space-4)}.legal-page__toolbar{display:flex;align-items:center;justify-content:space-between;gap:var(--space-3);width:min(100%,var(--content-wide));margin:0 auto var(--space-4)}.legal-page__back{font-size:.9rem;font-weight:600;color:var(--color-text-muted);text-decoration:none}.legal-page__back:hover{color:var(--color-primary)}.legal-page__main{flex:1;width:min(100%,var(--content-wide));margin:0 auto}.legal-page__document{padding:var(--space-5)}.legal-page__notice{margin:0 0 var(--space-4);padding:var(--space-3) var(--space-4);border-radius:var(--radius-md);background:var(--color-info-soft);color:var(--color-text);font-size:.92rem;line-height:1.5}.legal-markdown{color:var(--color-text);line-height:1.65}.legal-markdown h1{margin:0 0 var(--space-4);font-size:clamp(1.45rem,2.5vw,1.85rem);line-height:1.2}.legal-markdown h2{margin:var(--space-5) 0 var(--space-3);font-size:1.15rem}.legal-markdown h3{margin:var(--space-4) 0 var(--space-2);font-size:1rem}.legal-markdown p,.legal-markdown li{font-size:.95rem}.legal-markdown hr{margin:var(--space-4) 0;border:0;border-top:1px solid var(--color-border)}.legal-markdown ul,.legal-markdown ol{margin:0 0 var(--space-3);padding-left:1.25rem}.legal-markdown li+li{margin-top:var(--space-2)}.legal-markdown code{font-size:.88em;word-break:break-word}@media(min-width:768px){.app-shell .site-footer{padding-bottom:var(--space-4)}}.onboarding-shell{min-height:100dvh;display:flex;flex-direction:column;background:var(--color-bg)}.onboarding-shell__header{display:flex;align-items:center;justify-content:space-between;gap:var(--space-4);padding:var(--space-4) var(--space-5);border-bottom:1px solid var(--color-border-subtle)}.onboarding-shell__brand{display:inline-flex;align-items:center;gap:var(--space-3);text-decoration:none;color:inherit}.onboarding-shell__brand-name{font-weight:600}.onboarding-shell__main{flex:1;width:min(100%,40rem);margin:0 auto;padding:var(--space-5)}.onboarding-shell__footer{padding:var(--space-4) var(--space-5) var(--space-6);border-top:1px solid var(--color-border-subtle)}.onboarding-shell__privacy{max-width:40rem;margin:0 auto var(--space-3);font-size:var(--text-sm);text-align:center}.onboarding-page{display:flex;flex-direction:column;gap:var(--space-4)}.onboarding-page__title{margin:0;font-size:clamp(1.5rem,4vw,1.875rem)}.onboarding-page__lead{margin:0;line-height:1.55}.onboarding-page__note{margin:0;font-size:var(--text-sm)}.onboarding-page__actions{display:flex;flex-direction:column;gap:var(--space-3);margin-top:var(--space-2)}.onboarding-page__back{align-self:center;font-size:var(--text-sm)}.onboarding-page__fine-print{margin:0;font-size:var(--text-sm);text-align:center}.onboarding-optional-note{display:flex;flex-wrap:wrap;align-items:center;gap:var(--space-2);margin:0;padding:var(--space-3);border-radius:var(--radius-md);background:var(--color-surface-muted);font-size:var(--text-sm);line-height:1.5}.onboarding-optional-note__badge{display:inline-flex;padding:.125rem .5rem;border-radius:var(--radius-pill);background:var(--color-accent-soft);color:var(--color-accent);font-size:var(--text-xs);font-weight:600}.onboarding-progress{display:flex;flex-direction:column;gap:var(--space-2)}.onboarding-progress__meta{display:flex;justify-content:space-between;gap:var(--space-3);font-size:var(--text-sm)}.onboarding-progress__track{height:.375rem;border-radius:var(--radius-pill);background:var(--color-border-subtle);overflow:hidden}.onboarding-progress__fill{height:100%;border-radius:inherit;background:var(--color-accent);transition:width .25s ease}.onboarding-trust-list{margin:0;padding-left:1.25rem;display:flex;flex-direction:column;gap:var(--space-2);line-height:1.5}.onboarding-household-fields{display:flex;flex-direction:column;gap:var(--space-4)}.onboarding-category-chips{display:flex;flex-wrap:wrap;gap:var(--space-2)}.onboarding-category-chip{display:inline-flex;padding:.5rem .875rem;border-radius:var(--radius-pill);border:1px solid var(--color-border);background:var(--color-surface);text-decoration:none;color:inherit;font-size:var(--text-sm)}.onboarding-category-chip:hover{border-color:var(--color-accent);color:var(--color-accent)}.onboarding-done-actions{display:flex;flex-direction:column;gap:var(--space-3)}.getting-started{margin-bottom:var(--space-4)}.getting-started__title{margin:0 0 var(--space-2);font-size:1.125rem}.getting-started__lead{margin:0 0 var(--space-3)}.getting-started__list{margin:0;padding-left:1.25rem;display:flex;flex-direction:column;gap:var(--space-2)}.getting-started__link{color:var(--color-accent);text-decoration:none;font-weight:500}.getting-started__link:hover{text-decoration:underline}